ATTENTION HOME SHOPPERS: STOP GUESSING. ONLINE CALCULATORS ARE LYING TO YOU.
WARNING: Do Not Step Foot In Another House Until You Know The "Real Number" A Bank Is Willing To Lend You.
Avoid the heartbreak of finding your dream home only to be rejected. Discover the exact "PITI" formula lenders use,
the truth about 3% down payments, and how
to turn yourself into a "Cash Buyer" overnight.
From: Maryland Real Estate Professionals w/ REMAX Rea;ty Plus
Re: Your Buying Power
Dear Future Homeowner,
Buying a home is likely the most important financial decision of your life. But most people start the process backward.
They search for months, find the perfect home, and then ask the bank if they can afford it. This is a recipe for heartbreak.
If you don't know the specific formulas lenders use, you are flying blind. You might be underestimating what you can afford (believing the "20% Down" myth), or you might be overestimating and heading for a rejection.
We have released a vital report: "How Much Home Do I Qualify For?"
Inside, we break down the math so you can shop with confidence:
The "20% Down" Myth: The days of needing 20% down are in the past. We reveal the programs that let you buy with as little as 3% down.
The "PITI" Rule: Lenders don't just look at the price. They look at Principal, Interest, Taxes, and Insurance. We show you why this monthly number must stay between 25% to 28% of your income.
The "Debt Trap": How student loans and car payments affect your "Back-End Ratio," and why your total debt cannot exceed 33% to 38% of your gross income.
The "Cash Buyer" Secret: How getting a full Pre-Approval (not just a verbal Pre-Qualification) gives you leverage to negotiate like a cash buyer.
The "Hidden Fee" Shock: Why you must budget an extra 2% to 6% of the loan amount for Closing Costs, or risk being short cash at the table.
Don't let a calculator ruin your dream. Get the real numbers now.
Learn the truth about what really affects your home loan approval!
Your credit score is just the beginning!
Download your FREE copy of "How Much Home Do I Qualify For?"
BEFORE YOU START LOOKING AT HOMES...
YOU NEED TO KNOW HOW MUCH HOME YOU CAN AFFORD!
GET PRE-APPROVED!
Dan Flavin
Maryland Manager
410-935-3528 - Cell
NMLS ID 112267
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
Geoff Ricker
Senior Loan Officer
443-532-1620 - Cell
NMLS ID 455886
Licensed: MD, VA, PA, DE
Apply Online To Get Pre-Qualified
Gary Neus
Producing Branch Manager
717-372-6538 - Cell
NMLS ID 433569
Licensed: MD, VA, DC, DE
Apply Online To Get Pre-Qualified
For More Info Call
1-866-623-7767
💬 Remember this Important advice from the
Maryland Real Estate Professionals Team:
“You don’t make money when you sell your home—you make money when you buy it!”
It's important that you hire a buyer's
agent to represent you when buying a home, that you hire a team with experience, a team that knows how to negotiate! A team that looks out for YOUR BEST INTEREST...
not just a payday. A team like
Maryland Real Estate Professionals!
For More Info Call
1-866-623-7767
BONUS:
FREE CUSTOM HOME SEARCH!
SEE THE HOMES THAT YOU WANT TO SEE!
WHEN YOU WANT TO SEE THEM!
RIGHT IN YOUR INBOX!
SOMETIMES BEFORE THEY
COME ON THE MARKET!
Get a headstart over other home buyers!
Are you searching for your
dream home in Maryland?
Don’t miss out on your exclusive opportunity to access our
FREE Custom Coming Soon Home Search, brought to you by the local experts at Maryland Real Estate Professionals.
You’ll get early access to listings in Mount Airy, New Market, Ijamsville, Monrovia, and Frederick – before they hit the major websites!
For More Info
Call 1-866-623-7767
When You Work With
The Maryland Real Estate Professionals Team...
You Get:
- FREE Drone Video and Pics
- FREE Virtual Tours
- FREE Custom URL
- FREE Webpage
- FREE Marketing and Advertising
and so much more.
Sell Fast!
💡 Home Prep That Sells!
We guide you through every phase of home preparation: Declutter, clean, and depersonalize! Minor repairs that make a major difference, Curb appeal upgrades that attract instant attention
The Price Is RIGHT!
Marketing That Moves!
We place your home in front of the right buyers, right away: Local MLS and major real estate platforms Facebook, Instagram, and Google Ads targeting Maryland buyers!
Email alerts to pre-approved, in-market prospects and so much more!
Be Educated!
We offer accurate, real-time home valuations based on: Local MLS data
Recent neighborhood comps
Property condition and upgrades
Buyer demand in your zip code!
📊 Use our Free Home Valuation Tool or book an expert analysis today.
For More Info
Call 1-866-623-7767
How Much Home You Can Afford!
🧭 Why Getting Pre-Qualified First Is So Important
❌ Don’t Start With the House — Start With the Loan
Most buyers jump straight to searching for homes online. But without knowing your budget, you're setting yourself up for stress, disappointment, or missed opportunities.
Instead, our process starts with one simple but crucial question:
How much house can you actually afford?
That answer will guide:
Where you search
What you offer
Which loan programs you qualify for
How fast you can close
How Much Loan Do I Qualify For? | Maryland Real Estate Professionals
Start Your Maryland Home Journey with Confidence
Buying or selling a home is one of the most significant financial steps you’ll ever take. Whether you are purchasing your first property or upgrading to your next home, understanding how much loan you qualify for is essential. That’s why www.HowMuchLoan.com was created—to provide Maryland buyers and sellers with clear, practical, and educational resources about the loan process.
This site and its free guide, “How Much Home Do I Qualify For”, are provided by Maryland Real Estate Professionals in partnership with REMAX Realty Plus. Together, we serve clients across Central Maryland, including Mount Airy (Mt. Airy), New Market, Monrovia, and Ijamsville.
Why Loan Pre-Approval Matters Before You Shop
The First Step in the Home Buying Process
If you’re planning to purchase a home in Central Maryland, the first move is loan pre-approval. Pre-approval helps you understand how much home you can afford and signals to sellers that you are a serious buyer.
Our free report at www.HowMuchLoan.com explains the steps in loan qualification, what lenders typically review, and how your income, debt, and credit score impact your eligibility. While the report does not guarantee financing, it equips you with the knowledge to approach the process confidently.
Trusted Guidance from Maryland Real Estate Professionals
Local Experience You Can Rely On
Hundreds of Maryland buyers and sellers have relied on Maryland Real Estate Professionals for trusted real estate advice. With extensive experience in Mount Airy (Mt. Airy), New Market, Monrovia, Ijamsville, and throughout Central Maryland, our team understands how local markets work.
In partnership with REMAX Realty Plus, one of the most respected brokerages in the industry, we provide clients with tools, resources, and professional guidance every step of the way.
What You’ll Discover in the Free Report
At www.HowMuchLoan.com, our complimentary report “How Much Home Do I Qualify For” simplifies a complex subject. Inside you’ll find:
The importance of getting pre-approved early.
How to estimate what you may qualify for.
Why credit history plays such a critical role.
Tips for strengthening your financial profile.
How working with a licensed Realtor can support your success.
Serving Buyers and Sellers Across Central Maryland
From small towns to growing communities, Central Maryland offers diverse real estate opportunities.
Mount Airy (Mt. Airy): Known for its family-friendly neighborhoods and convenient location at the crossroads of multiple counties.
New Market: Historic charm combined with modern subdivisions.
Monrovia: A community experiencing steady growth, ideal for commuters.
Ijamsville: A scenic area with strong schools and desirable homes.
Our Realtors know these communities inside and out, offering clients unmatched local expertise.
Why Work with REMAX Realty Plus
When you choose REMAX Realty Plus, you’re choosing global recognition, proven marketing strategies, and the backing of a trusted brand. Together with Maryland Real Estate Professionals, the REMAX team ensures every buyer and seller is well-informed and prepared.
While loan approval always depends on lenders and cannot be promised by Realtors, our role is to make sure you understand your options and approach the process confidently.
The Role of a Realtor in Your Transaction
Advocacy, Negotiation, and Guidance
A licensed Realtor is more than someone who shows homes—they are a negotiator, advocate, and guide who helps you interpret contracts and protect your interests. In fast-moving Central Maryland markets, that expertise is invaluable.
Whether you’re buying in Ijamsville or selling in New Market, having a trusted Realtor from Maryland Real Estate Professionals ensures you have the support and insight you need.
Legal and Ethical Standards in Maryland Real Estate
Real estate in Maryland and across the United States is regulated by strict laws and ethical standards. At www.HowMuchLoan.com, we provide educational resources only—never guarantees of financing. Loan approvals are solely determined by licensed lenders.
Working with Maryland Real Estate Professionals and REMAX Realty Plus means you are working with Realtors who follow Maryland law, federal Fair Housing regulations, and the professional code of ethics.
Take the Next Step Today
If you are thinking of buying a home, begin with knowledge. Download your free copy of “How Much Home Do I Qualify For” today at www.HowMuchLoan.com.
Then, connect with a licensed Realtor from Maryland Real Estate Professionals and REMAX Realty Plus. Together, we’ll help you find the right home in Mount Airy (Mt. Airy), New Market, Monrovia, Ijamsville, and throughout Central Maryland.
Conclusion — Confidence Through Education
Your home is one of the biggest investments of your life. Don’t start the process in the dark. With clear information, trusted guidance, and the support of a licensed Realtor, you can approach every step of buying or selling with confidence.
Start today by downloading your free report at www.HowMuchLoan.com, and take the first step with Maryland Real Estate Professionals and REMAX Realty Plus.
WHY WORK WITH MARYLAND REAL ESTATE PROFESSIONALS?
For More Info
Call 1-866-623-7767
Mark assisted us with a complicated situation, showing initiative and creative thinking as we navigated complex dynamics with many rounds of negotiations. He was prompt to reply and quick to follow up, we were very happy with his advice which was always in our best interest and leveraged years of experience.
- Dan R.
⭐ Testimonials
“I had no clue how much home I could afford until I read this report.
Turns out, I was pre-approved for more than I expected—and I’m now a homeowner!”
— Ryan C., New Market
“They explained everything in plain English and helped me
find a lender who got me pre-approved in 48 hours.”
— Lisa M., Ijamsville
“I almost bought too soon. This free report saved me from a huge
mistake—and helped me buy smarter.”
— Jen R., Frederick
✅ Ready to Find Out How Much You Qualify For?
You don’t have to guess. You don’t have to stress.
Get the facts. Get pre-qualified. Get moving.
👉 Visit www.HowMuchLoan.com
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Email: [email protected]
Site: www.MarylandRealEstateProfessionals.com
Phone Number:
301-418-8640 - C
301-831-5600 - O
Address
Office:
1502 S. Main St. Ste 203
Mount Airy, MD 21771
Assistance Hours
Mon – Sun 9:00am – 8:00pm
For More Info Call
1-866-623-7767
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